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      <image:title>Josh Cutler</image:title>
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      <image:title>Josh Cutler</image:title>
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      <image:title>MaryBess Gordon</image:title>
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      <image:title>Jacob Kuebler</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/690df30e-1404-4ba7-9530-25cab9da5c8c/2024+Family+Photo.jpg</image:loc>
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  <url>
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    <lastmod>2026-03-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1569475347648-2UGX2I5YH51HURQM468Z/Bluestem_08web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>As a Senior Financial Advisor and the Managing Partner of Bluestem, Jake leads our team in simplifying and bringing peace of mind to our client’s financial lives. He has served in this role since 2011 when he and Advisor Emeritus, Karen Folk, partnered to create Bluestem Financial Advisors. [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1627591407085-BS4I1WC2PRNZYCEJ22HY/MB+bluestemfa_003web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>MaryBess’ role as Director of Client Services and Operations is to focus on you, the client. MaryBess works with the team to provide an exceptional client experience and ensures your needs are met satisfactorily and promptly. She also handles the daily and back-office operations of the firm. MaryBess received her Bachelor’s degree from Eastern Illinois University and before joining Bluestem in 2014, spent five years as the assistant business manager for a local religious organization. MaryBess was born and raised in Champaign-Urbana and has a passion for community service, serving on several committees for local non-profits.... [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1578874358518-Z613ECR14P5O9EVW0UF8/Rodney+Camper</image:loc>
      <image:title>About</image:title>
      <image:caption>Rodney joined Bluestem as an Associate Financial Advisor in late 2019, after working for four years at a regional wealth management firm. Rodney holds a Bachelor’s degree from the University of Illinois at Urbana-Champaign in Agricultural and Consumer Economics, and is a CERTIFIED FINANCIAL PLANNER™. [Read More]</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/690d9489-12ae-4ef1-a719-23aaaeb2a074/Sam_Wesley_Headshot+-+Sam+Wesley.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1569475441736-THUURNM0H5PYY7EZSKCN/Bluestem_12web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Josh attended Eastern Illinois University, where he earned a degree in Finance with a specialization in financial planning. After working for 3 years in the financial services industry, he joined Bluestem in early 2014 and discovered his passion doing fee-only financial planning. Josh is a CERTIFIED FINANCIAL PLANNER™ and NAPFA Registered Financial Advisor. As a Lead Advisor at Bluestem, Josh is driven to help clients remove worry from their financial lives through a hands-on.... [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/2d7cae83-a91c-45b4-bfbf-dbee87ed7738/JM+bluestem_02_web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Joe is a central Illinois native who grew up in close proximity to Champaign-Urbana. He earned his Associate’s degree at Parkland College and a Bachelor’s degree in Accounting through Colorado State University’s Global Campus. Joe is a CERTIFIED FINANCIAL PLANNER™. Joe’s past work experience includes customer service, human resources, and accounting. Through this range of experience Joe has seen both the human as well as the numbers side of business operations... [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/b2165d02-f474-4f06-951b-e060802f92fb/Tim_1web.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Tim serves as an Associate Financial Advisor at Bluestem, where he helps clients navigate important financial decisions with clarity, intention, and confidence. He is a CERTIFIED FINANCIAL PLANNER™ professional and a NAPFA Registered Financial Advisor, [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1464379782536-FYFZWGTC02LFQR3M8PB9/Karen-Folk</image:loc>
      <image:title>About</image:title>
      <image:caption>On September 1, 2016 Karen transitioned to Emeritus status began her retirement. While no longer involved in the day to day operations of the business, Karen is still an integral part of the firm, working on educational materials and mentoring staff. Karen has a Ph.D. in Family and Consumption Economics, held the CERTIFIED FINANCIAL PLANNER™ designation for many years, and is a retired NAPFA Registered Financial Advisor. Prior to opening Folk Financial... [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1569475571962-Y3N0W2R2Z3WURMI3OZT8/Bluestem_01web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Nick joined Bluestem in 2018, bringing more than a decade of experience as a tax accountant into his work as a financial advisor. He is a CERTIFIED FINANCIAL PLANNER™, CPA, and brings deep expertise in both individual and business taxation, including multi-state and international considerations.... [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1569475107413-TP8KGDHHGDFQ8YRZVCTZ/Bluestem_19web.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Rachel holds a Bachelor’s degree from Amherst College in Mathematics and a Master’s from the University of Michigan Ann Arbor in Mathematics and in Education. Rachel spent 20 years teaching high school math before deciding to explore other paths.… [Read More]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/778bf158-bc24-4130-817f-be04d9b4f096/JEM+bluestem_03_web.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Julie recently joined the Bluestem team after 7 years as an editor for Smile Politely, a culture magazine in Champaign-Urbana. She has a Bachelor’s degree in Elementary Education from the University of Illinois at Urbana-Champaign, and began her career as a third grade teacher before taking the winding path to becoming a Client Services Associate. [Read More]</image:caption>
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      <image:title>About</image:title>
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    <lastmod>2024-04-11</lastmod>
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      <image:title>Joe Miebach</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/1590179334811-T0EQH23194J1SBW74634/Joe+photo+personal.JPG</image:loc>
      <image:title>Joe Miebach</image:title>
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      <image:title>Nick Vogel</image:title>
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      <image:title>Rodney Camper</image:title>
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    <loc>https://www.bluestemfa.com/juliemcclure</loc>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/57472d2b1d07c0426d6d89b5/7b2b9b6f-c40a-4c47-948b-e8d0d0ccaeb2/Updated+Julie+Bio+photo.jpg</image:loc>
      <image:title>Julie McClure - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bluestemfa.com/download-form-surs-whitepaper</loc>
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      <image:title>Download Form—State University Retirement System</image:title>
    </image:image>
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      <image:title>Download Form—State University Retirement System - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2023-01-03</lastmod>
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    <lastmod>2026-03-30</lastmod>
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